By: K.H. Smith
One good thing about making a budget is that it shows you where your money is going. (How to Make a Budget) However, if you spend more than you make, then you know you have to cut somewhere. Your budget can show you some places you can trim your spending. Depending on how much spending needs to be cut, you may need to make small or large changes in your habits.
Chances are if you are reading this post, you are spending more money per month than you should. So the question of what to cut or trim out of your budget comes down to what are my needs? Obviously, food, shelter, and bills are essential, but that doesn’t mean you shouldn’t take a closer look at those expenses. Look at every part of your budget and consider what can be changed, reduced or dropped all together.