I am a Wife, Mom, and Physical Therapist by day, and a financial, organizational, and DIY guru by night (and weekends)! I want to help others learn from my knowledge and sometimes trials and tribulations.  I am passionate about becoming debt-free while still living well! During my debt free journey, I have become pretty good at home DIY and organization projects.   I plan to share some of these ideas with you!

This blog is dedicated to showing effective ways to manage debt,  get out of debt, increase savings, plan for your future, and still have a life!


K.H. Smith